Looking for a new restaurant to try? Wahlburgers has opened in the west-side Hy-Vee.
We have your Equipment Financing solution! Is your farm or business needing to upgrade or add to your equipment? We are now offering rates as low as 2.54% APR (Annual Percentage Rate) for loans of $100,000 or more to qualified borrowers! Commercial and Ag Financing loans $100,000 minimum loan size 0.50% origination fee $175 loan…
ONE-HUNDRED MILLION DOLLARS! Celebrating a milestone at Heritage Bank! Heritage Bank has successfully completed the approval process for over $100 Million in PPP loans to small businesses! James Miller, Relationship Manager and SBA Paycheck Protection Program Specialist, along with Jamie Blades, Process Coordinator, spread the news today. “It is a team effort here,” Miller said. “We…
“People used to joke that we were kind of a little hole in the wall that nobody knew about. And I feel like we’ve made it out of the corner.” Check out the new home for Papa Woody’s Wood Fired Pizza, which opens tonight.
Your Device. Your Choice. With a quick tap of your smartphone or smartwatch, you can use your Heritage Bank Mastercard® debit card to pay at millions of store locations that accept mobile payments. You get all of the same benefits your card offers, including the added protection of Mastercard Zero Liability.* Adding layers of security…
Written by Kent Thiesse ANALYZING FARM PROGRAM DECISIONS FOR 2021 The deadline to sign-up for the 2021 farm program is March 15 at local USDA Farm Service Agency (FSA) offices throughout the United States. Beginning with 2021 and continuing through 2023, farm program choices (PLC, ARC-CO or ARC-IC) will be made on an annual basis…
Our debit cards receive a makeover! We are excited to unveil new designs for our Consumer debit card, Business debit card and Health Savings Account debit card. These will be available mid-October. NEW Consumer debit card: NEW Business debit card: NEW Health Savings Account debit card: No need to pre-order! As usual, before your card…
ACH payments are electronic payments that go through the Automated Clearing House (ACH) Network. Funds move from one bank account to another with the help of a centralized system that directs funds to their final destination. The ACH network facilitates electronic money transfers and automatic payments between more than 10,000 banks and financial institutions. Direct deposits,…
Business and bank closures associated with the COVID-19 pandemic have significantly disrupted the supply chain and normal circulation patterns for U.S. coins. While there is an adequate overall amount of coins in the economy, the slowed pace of circulation has reduced available inventories in some areas of the country. The Federal Reserve is working with…
To break it down, APY, or Annual Percentage Yield, is the interest you earn on money stored in a savings account, while APR, or Annual Percentage Rate, is the interest you owe when you borrow from the bank. It’s important to know the difference between these two key terms as they impact your finances, especially when investing or taking…
The Coronavirus Aid, Relief, and Economic Security Act, also known as the CARES Act, was passed to offset the economic fallout of the COVID-19 pandemic in the United States. It was signed into law by President Donald Trump on March 27. The Paycheck Protection Program (PPP) is one component of the CARES Act designed to…
Tips to Avoid Coronavirus Scams and Protect Your Money Unfortunately, fraudsters are finding ways to take advantage of fears related to the coronavirus. Learn about the common scams and what you can do to protect yourself. Common Scams 10 Tips to Avoid Becoming a Victim Watch out for phishing scams. Phishing scams use fraudulent emails, texts,…
We are honored to be named as the 2020 Top Regional Bank for our eCentive Account, Heritage Direct savings, and Carefree Checking. Find out more about these great accounts here! Heritage Bank’s Carefree Checking account scored well because it doesn’t require a minimum balance. You also only need $100 to open an account. Heritage Bank,…
As part of the Economic Development Rural Initiative Program, Dakota Business Finance established an annual program to present community lending awards. On Wednesday, Oct 9, the communities of Milford and Odebolt were presented with awards and special recognition was given to the lenders who contributed to receiving the award. We are proud to congratulate our…
Teresa Marnach, Mortgage Loan Originator, NMLS# 1563290 Receives Preferred Lender Designation (DES MOINES) – The Iowa Finance Authority (IFA) today announced that a total of 20 lenders have earned IFA’s 2020 Preferred Lender designation. IFA Preferred Lenders serve as ambassadors for Iowa home buyers seeking assistance with the homeownership process and are expertly trained in…
We are currently looking for dynamic, hard-working people for several job postings – if you would like more information or would like to apply, we encourage you to contact Human Resources today! Check out our Career Opportunities page and get your resume submitted today!
Chris Vraa and Jeff Asche Named Minnesota Housing Top Producing Loan Officers Willmar, Minn. – Chris Vraa and Jeff Asche of Heritage Bank were named Minnesota Housing Top Producing Loan Officers for loan production during the second half of 2018. Vraa received Platinum Level designation and Asche received Silver Level. We know homeownership builds equity…
United Bank of Iowa, headquartered in Ida Grove, has reached an agreement with Heritage Bank N.A. to purchase their locations in Anthon, Cushing, Holstein, Aurelia, Alta, and Lytton, Iowa. The sale, subject to regulatory approval, is targeted for completion in October 2019. Heritage Bank’s two Sioux City locations are not affected by this sale. Heritage…
We often hear phrases such as “protect your working capital”, or “watch your liquidity”, or “cash is king”, when referring to short-term financial analysis of a farm business. All of these terms generally refer to the “working capital” of a farm business. A significant decline in working capital in a farm operation can lead to…
Written by Kent Thiesse, Farm Management Analyst Dated January 7, 2019 The partial shutdown of the U.S. government has entered its third week (as of January 7). The shutdown officially began after December 21, 2018. Through the holiday season, most of the discussion regarding the shutdown has been around the political division over the issues that…
