Doctors can benefit from physician loans by getting into their dream homes with less money out of pocket, so if you need to take out a loan, this may be a great choice. Using the information in this article, you can determine if a physician loan is the right choice for you.
The holidays are almost here and if want to be more than generous this holiday time, your pocketbook could come up short. It’s definitely possible to spread holiday cheer without going broke during the holidays. For tips on how to keep holiday spending under control, here are five. The savings and bank account you have will thank you.
Is the Traditional Savings Account Obsolete?
It is no secret that the traditional savings account are not as popular as once before. Because of the many diverse alternatives out there, people are even starting to question whether a savings account is really the best way to save money. At Physician Bank, while we continue to provide common savings accounts, we provide a few good alternatives, and we want to {support you in finding the right option that is best for you. So, if you’re curious if the long-established savings account is no longer needed, don’t worry – at Physician Bank, we’ve got you covered!
You probably dream of owning a nicer house, cabin, or car someday, but aren’t sure if you have enough money saved. Let’s get started saving now! We’ve collected a number of money saving tips and advice for you, so you can have some extra cash when you need it.
Hackers try new, sneaky ways to gain access to your private, personal information constantly, making cybersecurity more relevant than ever. Make sure your private information is protected. To avoid falling victim to scammers’ deceptive traps, here are some tips.
Lending to home buyers: Choosing a lender
Home mortgage lenders are difficult to choose, and it can be stressful. Find out what you need to do before searching for a mortgage lender. We at Heritage Bank NA pride ourselves on offering a stress-free, easy, and ethical mortgage application process. Visit our website to learn more.
Feel like you’ve received a scam call, text message or email? See if you can spot these red flags. Defending yourself against scammers is the best way to avoid being scammed. Make sure your accounts are locked down before scammers strike. Identify what fishing is and what to do if you suspect you’ve received a scam email, call or text. It is possible that you have been the victim of a scam. See what you can do going forward. Take a moment to read this post.
With Heritage Bank’s award-winning eCentive checking accounts, you can earn interest! The eCentive® account ranked #1 for best overall checking account rate on bankrate.com in August 2022. You might want to consider our eCentive® checking account, which offers high interest rates from a versatile account. Some benefits include…
How Does a Certificate of Deposit (CD) Work?
You can open a CD with a bank, credit union, or online financial institution. It is possible to hold a CD for a particular amount of time while that money is earning interest. Get 3 benefits from opening a Certificate of Deposit today.
Place your liquidity in a Jumbo account while you wait for the markets to rise. This option makes sense due to its high interest rate, no early withdrawal penalty, and full FDIC insurance. Take a look at our Jumbo Deposit today!
“Make sure that you’re spending money on the right things. Make sure that you’re not frivolously spending money on various things because you’re probably going to need some of that extra free cash flow to pay for the things you absolutely need, not necessarily what you want.” Marshall Clay says inflation is the number one…
Heritage Bank has started offering a Customer Education Series called GROW. The series will cover a variety of topics that are aligned with our purpose, to help people succeed financially. With the GROW series, we intend to provide something that is truly unique among financial institutions, reinforcing our reputation as trusted advisors for our customers.…
What is an Individual Retirement Account (IRA)? An individual retirement account (IRA) is a tax-advantaged investment account that individuals can use for retirement savings. There are several types of IRAs, such as traditional, Roth, SEP or SIMPLE. Contributions to some IRAs may be tax-deductible or withdrawals may be tax-free. Why invest in an IRA?…
Wherever you are on your path towards financial independence, it’s important to think about what would happen to your financial accounts if you were unexpectedly pass away. It seems like a morbid thought, but planning for the well-being of your family is essential. Even if you don’t yet have a spouse or children, thinking ahead…
POSITION SUMMARY: Helps all Heritage Bank customers achieve financial success by assisting them with deposits and withdrawals, deposit account needs, loan inquiries and payments, and other banking products/services they may need help with. PRIMARY JOB ACCOUNTABILITIES: Accurately processes all cash transactions, including deposits/withdrawals and transfers to/from accounts. Has working knowledge of all deposit accounts to…